I joined the Hoyes Michalos team earlier this year, full of energy, looking for fresh challenges. So that we can get to know each other a little better, check here for a summary of my professional experience.
Lately, my colleagues have been talking about the power of the internet in reaching people. In that spirit, I will be using this space to answer your bankruptcy Kitchener questions. You can reach me in many different ways. The easiest are by phone at 310-PLAN or (519) 747-0660 and by e-mail.
Since I’m already here, let’s chat about what happens after you contact us. First, you get to speak to me or another professional staff member about the nature of your financial problems. Next, if there something we can do to help, we will schedule an appointment for you to meet with us in one of our 20 offices in Ontario. During this meeting, we will review your finances in detail and explore the different options that you might consider in dealing with your debts. Sometimes bankruptcy is the right answer, but it should be considered a last resort. Often times there are alternatives to bankruptcy that make more sense.
I talk all the time about options. What it’s really all about is building a plan for a fresh start. My role is to help you understand the implications of the different options so that you can make the decision that is best for you. Until scientists master the intricacies of time travel, we will continue to be unable to change the past. The challenge is to make the right decisions now to move toward where you want to be in the future.


