The Kitchener Personal Bankruptcy Blog is sponsored by Hoyes Michalos & Associates Inc., Kitchener Ontario's leading personal insolvency firm. Personal insolvency means we don't specialize in corporate bankruptcies; we specialize in helping residents of Kitchener and Waterloo and surrounding areas file personal bankruptcy or a consumer proposal.
We are located on the second floor of the plaza at 607 King Street West in downtown Kitchener. We share a parking lot with Zeke’s restaurant and Tim Horton’s, and we are in the same plaza as the LCBO.
You can see a map to our Kitchener personal bankruptcy office at Mapquest.
Most consultations in our Kitchener office are conducted by our Kitchener personal service team of Ted Michalos, Douglas Hoyes, Scott Schafer, Susan Jung and Jane Merling, although you may also meet with one of our trustees from one of our other offices when they are on one of their frequent visits to Kitchener.
To ensure that we have enough time to give you the personal attention you deserve, you must book an appointment. Appointments are generally available from 9 to 5, Monday to Friday. Appointments before 9:00 am and after 5:00 pm are also available most days of the week, so please e-mail us or give our Kitchener office a call at (519) 747-0660 or 310-PLAN if you have any questions, or to arrange a free initial consultation.



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