Costs to Discuss Your Debt Options Shouldn’t Put You Further Behind

Are you struggling with your debts and not sure where to turn for advice? This is a common issue right now for many people in Kitchener-Waterloo. No one really wants to speak to a bankruptcy trustee. Some people are going to places and paying large consulting fees (see Ontario Government warning). Some people after paying this consulting fee are then referred to a trustee to file a consumer proposal or a personal bankruptcy. The hard part of this is that if they saw a trustee in the first place, they would not have paid the consulting fee and had money to pay for necessities like rent, vehicle costs, and food.

As a licensed insolvency trustee in bankruptcy, I am federally regulated – this means I must explain all options to people before they decide on which option works for them. It is true that only a licensed insolvency trustee can file Consumer Proposals and Personal Bankruptcies for individuals. But those options are only considered after all other options have been explored. I have been practicing in this line of work for 15 years. I am a Chartered Accountant and a Chartered Insolvency and Restructuring Professional. I feel I am well suited to discuss anyone’s situation with them so they can work toward dealing with their debts. I always feel I provide an open and honest assessment of someone’s options given their situation. There is no cost to call me or have a meeting with me. A trustee receives payment through a federally regulated tariff, which means a trustee receives part of the consumer proposal offer or part of the bankruptcy estate. That is, there is no direct payment for trustees fees.

To discuss your options call us at 519-747-0660 and we can talk about the options given your personal circumstance. Alternatively, send me an e-mail with some dates and times that could work for you and we can see what we can arrange for a free meeting in my Kitchener office.