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How Do I Choose a Kitchener Waterloo Bankruptcy Trustee?
Bankruptcy is a difficult decision, so it is important that you choose a bankruptcy trustee that can guide you through the process. Here are some things to look for when choosing a from all of the Kitchener Waterloo Bankruptcy Trustees.
First, find out what office hours your bankruptcy trustees will be available in Kitchener Waterloo. Some bankruptcy trustees are based in Toronto, Hamilton or London, and only travel to Kitchener Waterloo occasionally. You want to deal with a trustee with a permanent, fully staffed office in Kitchener, so that help is there when you need it.
Second, you want a trustee that understands this area, because Kitchener Waterloo is different than Toronto. If you live in Waterloo you may work at the University of Waterloo, or at Wilfred Laurier University, or you may work at one of Waterloo’s high tech employers like RIM. Kitchener residents may work at a large insurance company, or in the manufacturing sector. Different jobs lead to different results in a bankruptcy, so it is important that you have a local trustee to guide you through the process.
With a variety of different employers in Kitchener Waterloo the third factor to consider is your bankruptcy trustees’ office hours. With your work schedule you want a trustee that can see you early in the morning, over the lunch hour, or later in the day.
You want a trustee that is locally owned and operated. Large corporate trustees are great for large corporations that need to go bankrupt, but if you are going bankrupt in Kitchener, you want to be able to meet with the owners of the company, in Kitchener, if there are any problems.
You also want a trustee that has enough staff to deal with all of your questions, even if your trustee is not available. What happens when your bankruptcy is over and you have a question? You want a trustee that is still there for you. (For information on after bankruptcy issues, read our article on How to Borrow after a Kitchener bankruptcy.
In Kitchener we recommend Hoyes, Michalos & Associates Inc, Kitchener Waterloo Bankruptcy Trustees.
Hoyes Michalos & Associates Inc.’s head office is in Kitchener, Ontario. They don’t have to answer to a head office in Toronto. Since opening in Kitchener Waterloo in 1999 Hoyes Michalos has dealt with thousands of people in the Kitchener Waterloo area, so they understand the local area, and because it’s their head office, they have staff available from 8:00 am to the early evening hours to help you with your bankruptcy questions.
Hoyes Michalos & Associates was founded by Douglas Hoyes and Ted Michalos. They are real people, and they both regularly meet with people in their Kitchener office (unlike other Kitchener Waterloo bankruptcy trustees that are part of a large multi-national corporation).
To arrange a meeting with one of the Hoyes Michalos Kitchener Waterloo bankruptcy trustees, call their Kitchener office at (519) 747-0660, or 310-PLAN, or e-mail them to arrange your no charge initial consultation, and let’s get started.
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