Ian Martin on Roger’s “Talk Local” December 14

December 13, 2011

I am plesaed to say that I will be appearing on Talk Local, Rogers TV’s talk show about issues impacting residents of Waterloo Region. The show is to air on Wednesday December 14 at 7 pm with the topic of advice for navigating the stress of holiday spending. Here’s my preview: MAKE A PLAN (AND [...]

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Know Your Holiday Spending Limit

December 6, 2011

In case you hadn’t noticed, it is now the first week of December. That means that Christmas is just around the corner. It probably also means you find yourself filled with stress over holiday shopping. Say it a different way. Though the shopping can be stressful, it’s the holiday spending that causes the real problems. [...]

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How Long is Personal Bankruptcy in Canada?

November 28, 2011

There is a lot of misinformation out there about personal bankruptcy, perhaps related to this question more than any other. The reason for the confusion is that there have been significant changes to the bankruptcy system in the last couple years. These changes mean that the answer could be very different for different people depending [...]

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What’s Better – Consumer Proposal or Personal Bankruptcy?

November 24, 2011

Do you owe money on credit cards? How about a line of credit, income taxes or payday loans? If you have more debt than you can handle, no doubt you are looking for answers about how to deal with your debts. For people who are simply unable to pay back all of their debts, the [...]

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What is Surplus Income in Personal Bankruptcy?

November 22, 2011

When I talk to people about the potential costs of personal bankruptcy, they often laugh when I mention surplus income. Surplus? Not me, I’ve got nothing left over at the end of the month. That’s not exactly how it works. The government sets monthly income limits based on the size of your family. You can [...]

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